They promised on 12/14/01 upon receipt of the signed settlement agreement:

"Upon receipt, we will advise Equifax in writing to delete the 7/19/01 inquiry, and provide you with a copy of the letter."

I never got a copy of that letter, and they didn't delete the inquiry.

On 7/10/02: "07/19/2001 INQ-Wells FARGO"

Next time I checked it was 9/1 and it wasn't there anymore.

Apparently they had the inquiry changed from "FK" to "INQ."

It wasn't deleted. Is there anything I can do about that?

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Being clueless, what is the difference or significance of changing (the coding?) from "FK" to "INQ"?

You could always play dumb and send Wells' Fargo a copy of you 7/02 report with a copy of their letter and let them know their in violation of the ruling and expect them to remove any and all inquiries regarding this issue.

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FK may indicate a collection inquiry, not sure. "INQ" was ignored by the scores and it already got deleted. Looks like they only stay on for a year.

I was just wondering if their failure to delete would void the settlement agreement.

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